Factoring turns your outstanding invoices into instant cash, without waiting on payment terms.
You receive
770.180 €
Financing fee: 23.820 €
*Estimated calculation for the average financing fee.
**The fee is calculated as a percentage of the value of each assigned invoice and varies depending on the financing period.
***To receive an offer with all approval conditions, upload the invoice you want to finance to the Instant Factoring platform. Account creation is free.

Cash now, not in 30, 60, or 90 days.
Apply from anywhere, no bureaucracy.
A single fee, no hidden costs.







A single fee that covers all operations
Invoice collection services included
We finance up to 100% of your invoice value
Finance one invoice or many – your choice
“The interface is simple, easy to use, everything is really ‘just one click away’. And the Instant Factoring team is outstanding.”

As your business scales, we tailor your limits, offer competitive fees, and through Allianz Trade cover your non-payment risk.
Allianz Trade takes on the risk of non-payment. You get paid, worry-free.
You stay in charge of the relationship with your customer and benefit from attractive fees.
Limits and fees tailored to your volume and business relationships.
Upload the invoices you want to finance in just a few clicks, and if additional documents are needed, add them directly to the platform.
You'll receive instant notifications via SMS and email at every step of the financing process. You'll always know the status of your request without having to log in constantly.
View the contract directly in your account and sign it quickly using the code you receive by SMS. This gives you complete control over your documents, completely online.
You can get help 24/7, whenever you need it. The chatbot is ready to answer questions instantly about factoring, the financing process, or the platform's features.
The cost includes a factoring fee and interest on the advance; the amount depends on invoice volume, payment terms and the debtor's creditworthiness.
Factoring is not a bank loan: no debt on your balance sheet, based on your invoices, no collateral, and the limit grows with your turnover.
In non-recourse factoring the factor assumes the debtor's non-payment risk: if the debtor doesn't pay, you don't return the advance.
You upload an invoice issued to your client, receive an advance within 24 hours, and the factor later collects from the debtor at the due date. The process is 100% online.
Factoring is a financing solution that turns a company's issued, unpaid invoices into immediate cash by assigning the receivables to a factor.