Keep your business moving. Get paid faster.

From construction to retail, transport to technology, Instant Factoring gives you fast access to cash so you don't have to depend on long payment terms.

3 simple steps for every industry

Sign up on the Instant Factoring platform

Upload your invoice in just 3 minutes

Construction project, IT contract or freight delivery: if it’s a B2B invoice, you’re ready to go.

Upload the invoice for financing in Instant Factoring

Get your funding approved

We review your invoice and buyer. Once your buyer confirms it, funding moves forward.

You'll receive the money within 24 hours from Instant Factoring

Receive your money
within 24 hours

Keep your projects moving, pay suppliers on time and invest in your business.

See how it works

All industries

Extractive industry

Extractive industry

Heavy equipment and field teams require immediate funding. Unlock working capital whenever you need it.

Information and Communications

Information and Communications

Technology moves fast. Your cash flow should too. Get paid instantly and invest in your business.

Scientific and Technical Activities

Scientific and Technical Activities

Innovation shouldn’t wait for payments. Access the working capital you need to grow.

Administrative and Support Services

Administrative and Support Services

Pay employees and suppliers on time while keeping your business growing.

Real Estate

Real Estate

Real estate projects succeed when capital moves quickly. Get paid for issued invoices within 24 hours.

Public Administration

Public Administration

You have public sector contracts, but payments are delayed. We provide instant liquidity so you can run your projects with confidence.

Public Utilities

Public Utilities

People depend on your services. Get your money quickly and keep the infrastructure running.

HoReCa

HoReCa

Suppliers and employees need to be paid on time, regardless of seasonality. Get paid quickly and keep your business open.

Healthcare and Social Assistance

Healthcare and Social Assistance

Equipment, medicine, and salaries cannot wait. Get paid quickly and deliver quality services without interruptions.

Agriculture, Forestry, and Fishing

Agriculture, Forestry, and Fishing

Long payment terms can disrupt your season. Get paid quickly for issued invoices and keep production steady.

Education

Education

Salaries, teaching materials, and investments in the future are essential. Access fast liquidity for stable continuity.

See how easy it is to turn invoices into cash.

100% digital. No paperwork. No branch visits. No unnecessary delays.

Trusted by businesses across industries

4.9
200+ Google reviews

Instant financing

“After interacting with the company's employees, I can say that Instant Factoring operates professionally and, most importantly, the turnaround time is very short, even when the amount financed through factoring is substantial. Thank you for your collaboration, and you will certainly be our first choice should we need additional factoring financing in the future.”

George Manta

VEGO CONCEPT ENGINEERING SRL

Construction

Experts who deliver

“They are true professionals who understand customer needs very well and offer quick, effective solutions for business financing, and their responsiveness and dedication are fantastic. We hope for a strong, long-lasting collaboration with Instant Factoring.”

Adrian Tudosie

PREDATOR SECURITY SRL

Transport & Logistics

Just a click away

“Our initial experience led to a long-term partnership. They’re there for you whenever you need them. The interface is simple and easy to use, and everything really is ‘just a click away.’ And the Instant Factoring team gets an A+.”

Sorin Horațiu Hoara

CBH SG FACILITY SRL

Administrative and Support Services

Everything is transparent

“Our experience with Instant Factoring has been excellent. The team is extremely professional, communicative, and always available to provide support and quick clarifications. The entire process is efficient and transparent, and working with them has greatly helped us manage our cash flow. We appreciate their professionalism, promptness, and the very pleasant way they handle customer relations.”

Denisa Nicoleta Airinei

ECO ADN SRL

Scientific and Technical Activities

By your side

“I turned to Instant Factoring for factoring services for the invoices I issued, and I can say the experience exceeded my expectations. What impressed me most wasn't just the speed of the process, but the constant support I felt from the first contact to the final step. The team is professional, responds promptly, and explains every step clearly, so you're never left guessing what comes next. For a company that wants to improve its cash flow without excessive red tape, Instant Factoring is a solid choice.”

Elena Chirilă

UNIVERSAL EXIM SRL

Information and Communications

Very satisfied

“I am very pleased with my collaboration with Instant Factoring: they are very prompt, professional, and flexible when it comes to the needs of my business. I highly recommend them!”

Hortensiu-Lucian Atanasie

HOLOSPHERE AGENCY SRL

Publicitate

A trusted partner

"Thank you, Instant Factoring, for the quality of your services and the efficiency of your staff, who helped me get through a difficult period in my company's growth. I recommend everyone turn to Instant Factoring with confidence!”

Marius Voicu

CONTECH EDIL SRL

Construction

Your money, right now

"We recommend Instant Factoring to any entrepreneur. If you want to sell invoices with longer due dates, or if you want to get paid sooner, turn to Instant Factoring with confidence! Thanks to the team, A+!"

Mihai Daniel Saia

TRANSURBIA DECK SRL

Transport & Logistics

Efficient collaboration

“Very organized. Honestly, I had my doubts at first, but they're very fast, and factoring is exactly what's needed in the current socio-economic climate. It's one of the most realistic solutions for unlocking cash flow for companies that have work but lack liquidity.”

Nicu Negura

NIMATRON TECHNIK SRL

Manufacturing industry

Professional team

“I’m satisfied! They’re very efficient, their team is very friendly, and they help you with document processing, etc. In other words, it’s worth working with Instant Factoring. Much faster compared to the red tape at banks. We’ll continue to work together!”

Lucian Roșulescu

SIBIANUL NYK SRL

Retail

Fast and simple

“Very professional and fast, with clear answers to all questions and concerns. Plus, funds are transferred within an hour after the application is approved (which took just one day). The fee is very low.”

Oltea Zambori

PRBETA BLUEMOON SRL

Publicitate

Companies from 15 industries choose to grow with factoring.

30,000

active companies on the platform

+ 100,000

financed applications in Romania

€280 million

in financed invoice value

Blue semi-round shape, Instant Factoring visual element, on a black background.