Factoring in manufacturing

A continuous flow from raw materials to instant cash.

How can factoring help you?

Think of it as the financial power that keeps your production lines running.

Consistent supply

Get the raw materials you need, exactly when you need them or even in advance.

Invest in equipment

Keep your production lines modern and efficient.

Payroll on time

A stable and motivated team delivers consistent performance.

Take on large orders

Fast access to cash gives you the flexibility to accept higher-volume orders.

See quickly how much you can get

Invoice amount

X

Min. 10,000 €

Max. 300,000 €

Invoice due in

X days

30

45

60

75

90

105

120

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

You receive

770.180

Financing fee: 23.820

*Estimated calculation for the average financing fee.

**The fee is calculated as a percentage of the value of each assigned invoice and varies depending on the financing period.

***To receive an offer with all approval conditions, upload the invoice you want to finance to the Instant Factoring platform. Account creation is free.

From invoice to cash in 24 hours.

Funding that keeps pace with your production. Simple, fast and fully digital. No paperwork. No trips to the bank.

1. Upload the invoice to the platform

Any invoice issued for finished products already delivered, still within the payment term. The process takes just 3 minutes.

2. Get approved

We analyze your B2B client's payment history—whether they are a retail chain, distributor, or exporter—in record time.

3. Get your money in your account within 24 hours

Cash available for raw materials, payroll, or equipment. No personal guarantees required.

4. Non-stop production

With every completed order, you restart the process and get paid instantly. Scale without limits.

Woman in a blue blazer smiling at a desk with a laptop in a modern industrial factoring office.
Two smiling artisans work on a laptop at a wooden table in a workshop, reviewing invoices.
Woman with glasses and orange safety headphones at her neck, smiling with a phone for a credit payment.
Man in a carpentry workshop carrying long pieces of wood, suggesting working capital for small businesses.

Instant cash

“For us, factoring is fantastic. It’s like paying and collecting at the same time. We can grow without limits this way.”

Andrei Roșu

Founder of Filgud, Instant Factoring customer and ambassador

Get started today
A man in a blue shirt leaning on a table with Filgud dairy products in a bottle, jars, and a package.

How have we helped entrepreneurs like you to grow?

4.9
200+ Google reviews

Faster than any bank

"Excellent collaboration. I received financing very quickly.

The most important service is that they contacted my debtor and obtained approval in record time. Other banks require you to obtain this approval yourself, and it takes a very long time. If your invoices and your customer are fine, all risks are covered."

Rodica Avrigeanu

U.I.MASE PLASTICE SRL

Manufacturing industry

Instant cash, fast and simple

“I’ve had a very good experience with Instant Factoring. The process is fast, simple, and free of unnecessary bureaucracy, and access to cash is very quick. The platform is easy to use, and the team provides prompt, professional support. Everything is transparent, with no hidden costs.

I confidently recommend it to any company that needs fast cash flow.”

Daniela Mermete

INTELIFORM MICROINJECTION SRL

Manufacturing industry

Cash flow at optimal levels

“Excellent collaboration with Instant Factoring! The process was extremely fast, and the money arrived right away, which helped me keep my cash flow at optimal levels. I highly recommend them!”

Horia Fireteanu

INTER MECA SERV SRL

Manufacturing industry

People make the difference

"An extraordinary team: very friendly, prompt, and focused on the customer's needs. They provide step-by-step support with patience and professionalism. For services like these, I won't choose any other company! The entire team stayed in very close contact with us and was there for us when we needed them most! Andreea, Georgiana, and Mădălina are the people who took care of us! Their conduct is impeccable!"

Dragoș Costin Mazilu

METAL EXPRES STEEL SRL

Manufacturing industry

Real help, at the right time

"For us, Instant Factoring was a real help when we needed it. We worked efficiently together, and they’re very responsive. I’ll recommend them further. Thank you!"

Alina Sandu

CIPRAL SRL

Manufacturing industry

Frequently asked questions

Why factoring instead of a loan for a manufacturing business?

Factoring needs no collateral and adds no bank debt, and the limit grows with invoice volume — a fit for the seasonality of manufacturing.

How fast do I get paid on manufacturing invoices?

With Instant Factoring you receive the advance within 24 hours of invoice approval, fully online.

How does factoring help manufacturing companies?

Factoring turns the long-dated invoices common in manufacturing into immediate cash, so you cover running costs without waiting for clients to pay.

Companies from 15 industries choose to grow with factoring.

30,000

active companies on the platform

+ 100,000

financed applications in Romania

€280 million

in financed invoice value

Blue semi-round shape, Instant Factoring visual element, on a black background.